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Fire & Water - Cleanup & Restoration

4 Crucial Steps To Take When Filing a Water Damage Insurance Claim

3/16/2021 (Permalink)

Insurance claim form Try to fill out the forms quickly so you'll be compensated sooner.

Four Steps To Take When Filing An Insurance Claim

After water damage occurs in your Fountain Valley, CA, home, you may be unsure about what to do next. In this event, it's important to remember that filing a claim with your insurance providers is key. If your home or possessions are heavily damaged, you'll need monetary assistance from your insurance company. So, here are four crucial steps to take when filing a water damage insurance claim.

1. Contact Your Insurance Agency
The first thing you'll want to do after the damage occurs is to contact your insurance agency. If you want to go through a quick and easy process, you'll need to know more about the next steps. Tell your providers about the situation and ask a series of questions. These are some essential things to ask:

  • What's the timeline going forward?
  • Are my damages covered?
  • What should my next steps be?

You need to know these details for your insurance claim, so keep asking things until you have a full understanding of the situation.

2. Record Damages
In order to receive a reasonable amount of financial help after a pipe burst, you have to inform those involved as to what property was damaged. If it's safe, search your home and any recovered items for damage. Ask your water damage restoration company for a detailed bill. Afterwards, make a thorough list of what was affected and how much its repair or replacement costs will be.

3. Use an Adjuster
Insurance providers require proof of the damage before any money will be exchanged. An adjuster will usually be sent by your providers to inspect the area. If you're worried about the quality of this adjuster, you can hire a separate individual. Make sure this person sees everything you documented.

4. File the Claim
Most importantly, you'll need to actually file the insurance claim. If you tell your insurance company about the damages, the company should send you the claim forms. Try to fill out the forms quickly so you'll be compensated sooner.
When dealing with a flood, the last thing you need to handle is massive expenses. File a claim quickly to stay financially secure.

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